Keeping on top of your finances is hard.
The pressure to spend money is high during the first few weeks of term, particularly with
freshers’ week offering a daily choice of events to not miss out on.
You’ll need new textbooks, potentially new equipment or software and have a desire to
refresh the wardrobe. The shopping list can feel endless.
Although managing money is difficult, we think we can boil it down to doing three things or to
put it another way: budgeting at university can be as easy as one, two, three!
Step one: what are your funds?
The money you have to fund your studies is likely to come from a combination of tuition
and maintenance student loans, savings, potentially sponsorships or bursaries, and any
support your family are giving.
You might have some income too if you have a part time job. If this income is likely to
fluctuate depending on your studies, you are best to assume a nominal amount.
You’ll also need to think about when you have access to your money. Student loans tend to
be paid to you in installments aligned to the academic terms and income might be weekly or
Step two: what are your expenses?
Let’s start with the basics: paying for your course fees, accommodation, critical bills,
transport and your living expenses. These are in the ‘must-haves’ category as you can’t
successfully study at university if you don’t have the cash for these things.
The second category is the ‘nice-to-haves’. This is the money for the monthly subscription
services like streaming or gaming, nights out, new clothes, cinema trips, restaurant jaunts,
holidays. All the good and exciting stuff basically!
Once you have steps one and two sorted ideally the two amounts will match. But for most
people there are choices to be made, what can you really afford in the nice to have
category? Can you boost your income without compromising your study?
You also need to understand when you need to pay for things and how much money you will
need each day, week, month or term.
Once you have set your budget stick to it. One way to do this is have two separate accounts
where you ‘pay’ yourself a weekly or monthly amount from your total funds for the term or
At Mezzino, we make paying for your accommodation easy and allow you to pay in
installments to co-inside with student loan payments. Mezzino rent includes utility bills so
once it is paid you don’t need to worry about your accommodation.
Mezzino help with your finances too by offering different types of high-quality
accommodation, including studios with kitchen facilities, to suit your budget.
Step three: plan for the unexpected?
Inevitably they’ll be expenses that you haven’t anticipated and you’ll need to fund. It could be
that night out that you simply must go to, an extra textbook, a last-minute trip home or a
laptop that needs replacing. Having an emergency fund set aside will give you piece of mind.
Even if you don’t have an emergency fund, the budgeting exercise you have gone through
means you know where you can cut back on your spending to make sure you have enough
for the must-haves.
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I moved to Mayfair Court 3 years ago and we love it here. My apartment is spacious and enlightened by large windows facing Wilmslow road. Commons, including a flourishing inner garden are well kept. Staff are friendly and always there to help, and the community is diverse. Location is very convenient. There’s a bus stop at the foot of the building, a supermarket across the street, Bodey Medical Centre behind the supermarket, and plenty of restaurants and pubs around. I'm happy to call this place our home while in Manchester.
Living at The Junxion has been a very homely experience for me, as from moving in on my first year of university I was a little nervous about living on my own so far away from my home in Liverpool; but that all change once I moved into my new room, as the buildings interior design gives off such a relaxing vibe that will allow you to study in peace. Although the staff in the building where so very comforting to speak to and will offer guidance on pretty much anything, as they are always there to help. Other than that I would highly recommend The Junxion to anyone as I am currently a second year living with my friend at The Junxion and I couldn’t feel more at home.
Millstone is a brilliant place to live, Ive just book for my 3rd year. The staff are kind and caring. I have love living at Millstone as it has given me independence and a bigger family.
For a very spacious space with great amenities, the price is very mucb affordable. Good views and great support staff to help out at anytime of the day.
Searched for loads of student accommodation before I found this gem amongst the rest. Really nice sizeable apartments in a great student busy location. Would highly recommend Mezzino.
I loved it there !
Brickworks is a great home for whoever comes to live in Dublin for a while.
The friendliness of the staff along with the welcoming environment make for a great place to live. When I first entered the room, it felt like a hotel room : comfortable, modern and very liveable.
The neighborhood is as calm as it gets and you get to the most animated streets in 15mn.
The sunset view on the rooftop is the cherry on the cake.